Advice about XH and financing with BF
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|Sat, 04-06-2013 - 7:57am|
I come from the BS Board and was looking for some advice. My XH cheated on me and we divorced. He was court ordered to take me off mortgage as he slammed his fist down on table in court demanding to stay in “His house.” He refused to sell it, stating as HE HAD TO STAY IN HIS HOUSE!!!
He never took me off mortgage and stopped paying July 2012. He is now in middle of short selling it. I now have a bad credit score b/c of XH. I sent divorce decree to Mortgage Company and credit bureaus to no avail…They said basically that they don’t care what divorce decree states.
My BF and I are looking to buy a house and we were denied financing b/c of me. The second bank has suggested that he get financing on his own (which he can do, but we wanted to do this together).
Question One: Do I take XH back to court for contempt? My divorce lawyer said it is a waste of time and money as judge cannot fix credit scores or order mortgage company to take my name off. I will only get it on record that XH should have taken me off mortgage. Ya think?????????????????
BF’s lawyer said that is wrong advice and he suggests I take XH back to court. He is offering to represent me and ask that XH pay for my fees. I cannot stand XH and the thought of being in same room with him makes me ill. I have emails from him in the past stating that he would go above and beyond to ruin my life.
Question two: Do I allow bf to buy house in his name and move in with him? I will be paying half mortgage and want to know my rights. I do not want to be living there and have him chuck me out in a few years with all my money down the tubes (Not that he would but when I married XH, I never thought he would be sleeping with another woman the whole time we were married). If I marry bf, is the house now a marital asset and I am entitled to half??? Bank suggested he be on mortgage and both of us be on deed. BF and I want to make sure we are both safe (His X screwed him also).
Because our X’s screwed us over, we are looking to do a prenup when we marry. We agreed if it doesn’t work out he will take what he had and I do the same (He has a lot of rental property and a vacation home I want nothing to do with if we split, I have a good retirement plan, wealthy family, ect.) Any suggestions would be really great. Thanks, Christy