I didn't think that I could feel any worse... but I was wrong.
I still think having a back up plan is a good idea. I am sure others will agree. That doesn't mean you have to follow through with it. But at least you might feel at least a little bit of security. If your H wants to do the hard work and actually does, great. If not you aren't left holding the bag, again.
IMHO the counselor is just a human being like all of us. She/He can give you advice based on their own thoughts and experiences but they do not live within your own heart and mind. Some people go through several counselors until they find one who is a good fit. You should leave feeling better not worse. That is just my opinion.
You are right they are just words, let him back them up with actions. Take care of yourself h2k! If that means you are a planner, so be it. If that makes you feel better--DO IT. I remember the sleepless nights and the tears. You are going to have good days and bad days. Eventually you will have more good than bad. For me it was like a decision I made--I wasn't going to let this person make me cry anymore, so I stopped.
Get some rest, sometimes that is the best thing to help you see more clearly.
take care, Ollie