how are you surviving financially
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| Mon, 06-19-2006 - 4:30pm |
I am 41 years old and the mom of 3 kids, married 20 years. I plan on filing this November for divorce. We have done the counseling thing etc but i have totally fallen out of love with my husband for many reasons.
Right now I am working a day job from 7 a.m. till 2 p.m. 5 days a week as a mgr at a foodservice restaurant and then 3 nights a week as a waitress in order to save up tip money to help us make it for when I serve him. I told him March of 2005 I wanted a divorce and he vowed to quit his high paying job and work at Blockbuster for 8$ an hour so he doesn't have to pay much child support etc. So I ended up staying this long to secure myself financially in preparation for this.
My question is, when each of you left, what was your financial position and what have you done for jobs to keep an income coming in.
Any help, insight or support is appreciated.

Well, I have to admit that I'm doing BETTER w/o my STBX! He was BAD with money and I was constantly covering his rear w/ dough. Now that I don't have to do that, I have about $500 more a month!
Granted, my issue is the condo we shared. It worked great when I paid the mortgage and he paid the other bills. I really can't afford to do ANYTHING and keep this place, so I will probably be foreclosing though I have a great job.
You might want to look into some ROP classes and see if you can get a marketable certification or skill so that you can increase your earning potential. I'm a CPC (certified Professional Coder) and they start at around $17/hour in California. There are also coding jobs EVERYWHERE, so I'm never out of work. In fact, you could work it out to work from home if you're good enough w/ marketing! :)
- JD
- J. Darling
Singehttp://img.photobucket.com/albums/v244/JDarling/Headshots/Picture001.jpgr, Songwriter, Author for Celebr
Basically, when you go into the doctor's office (in the states), the doctor writes up his note. That's where I come in. I read the note and "code" it based codes listed in the CPT and ICD-9 books put out by the AMA (American Medical Association). The codes all have different definitions and so I pick the ones that best reflect the work the MD did on you. Then we send the claim off to insurance companies so the MD can get paid. The point of a coder is to maximize revenue, WHILE staying in compliance with OIG (office of inspector general) and CMS (aka Medicare) guidelines to avoid fraud and other law suits.
I am certified through that AAPC. I think their website is www.AAPC.com. There is another group that does the certifications as well and I think their site is www.AHIMA.com.
You have a choice between hospital (aka inpatient) coding and professional (aka outpatient, office) coding. AHIMA is more directed towards hospitals. AAPC is more directed toward outpatient coding.
It's all actually pretty simple. Know basic anatomy, know how to use the books, and be able to read and Bam! As long as you pass the test, you're a coder! :)
- JD
- J. Darling
Singehttp://img.photobucket.com/albums/v244/JDarling/Headshots/Picture001.jpgr, Songwriter, Author for Celebr
Theresa