SAHM wants to move out
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| Tue, 04-29-2008 - 8:51pm |
Hi all,
I am a stay at home mom and I want to divorce my husband, leave him with the house, and move out with my 4 yr old son to an apartment closer to his (my son's) pre-school. My husband is willing to support us until I find a job. I have found 2 apartments that would be ideal in terms of cost and location but the landlords/realtors won't consider me as a tenant because: 1) I have a child living with me 2) I do not have a job. The realtor's balk when they get to the part on the application that asks for my employer. I don't have one! How do I get them to trust that my husband will support me?
I have been trying to research what I am supposed to do in this situation to actually get on my own feet. I want to move out asap (I am safe here, just not comfortable..sleeping on air mattress in spare room) but do I have to get a job first in order to prove I have an income so someone will rent to me? I suspect that will take some time since I haven't worked in 4 years and I'd have to update my resume and figure out what kind of job I want/am qualified to do. Do I have to show the realtor a divorce settlement? This will also take some time and I know others move out before the divorce is final.
We do have lots of savings in a joint account, half of which I know I am entitled to. It would be enough for at least 4 or 5 months rent right there.
So how do sahms do this?

If your stbx is willing to support you -- then he can co-sign the lease -- no sublet necessary.
Leah,
If you are the one renting the apartment, then you have to show proof of income. Usually it's a job. If you're going to be supported by your STBX, then he'd probably have to co-sign the rental agreement since you have no income source. Have you also considered you will need to pay utilities, a deposit, and have transportation?
If you have to leave immediately you're choices for employment will be more limited. If you can wait long enough to formulate a plan, including finding and getting gainful employment, you'll be in a better position to be on your own.
""Have you also considered you will need to pay utilities, a deposit, and have transportation""
This seems like a funny question, but yes, I have thought about that. But maybe I need more of a reality check. My shrink thought maybe I won't even have to get a job because the divorce settlement would cover my expenses for a certain amount of time. I have yet to talk to a lawyer about that (happening on monday) but i have no idea what my shrink is thinking because I don't see how that could possibly happen. Maybe she meant I file for divorce while we till live together and then when the divorce is final I move out? I dunno.
Must all sahms find a job first before getting a divorce?
Sometimes you can get into an apartment without a job by paying in advance for 3-6 months with a lease to match that term, or if
I have to say that landlords are much more picky nowadays.