Social Security Benefits
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Social Security Benefits
| Sat, 01-06-2007 - 12:47am |
Ok we found out from Social Security today that because we were married at least 10 years this last time (we have a total of 29 together) three marriages,
anyway because of that even though we are divorcing because I am over 55 then when I am 62 I can draw up to half of his. But it doesnt take away from his. He will get full benefits and I will get half that amount. if I draw that instead of my own which right now is only $200 a month but what a relief that I can draw off of his income amounts.
He had been scared that he would get less than he was spose to if I drew off of his but went to SS office and NO he gets full amount and I get half that. so we both win.
I think you have to be divorced, be over 55 at time of divorce and have been together a min of 10 years in one time slot.
He had put in the papers that I cannot draw off of his. its in our divorce papers but the lady at SS said that doesnt matter. Its a Federal Law that I can and that does not recognize what is in the papers ie you can over ride a statement that isnt legal.
I am not too sure about the intelligence of his attorney.
If he dies I can draw it at age 60.
I am so relieved and I thin khe is too so I wont be quite a burden on our kids if and when I cant work anymore
so with 1/3 of his retirement and half of his SS amount I may be able to survive.
and not eat dog food LOL
but it does NOT reduce his amount. the lady at ss said there is extra money put away for this stuff.
So if you are over 55 when you divorce, have been together 10 years or more, if your SS is too low and half of his amount is higher you draw on the higher amount. and it wont take away from his monthly amount he had coming.
I guess these laws are in place to protect us stay at home mom n wives whos husbands leave them for another woman lol ( or whatever reason the marriage fails later in life) and we didnt pursue our career but he did.
I had been so scared as my SS is only going to be $200 a month because I have my own business with lots of tax deductions so dont show much net income. I thought how on earth will I ever quit working with only $200 a month. even with 1/3 of his retirement I would not have had enough to maintain any kind of household without losing my house and going into low income.
I cant guarantee or suggest this information is right in your case but if you have some of the same
facts in your case go over to a SS office and talk to them. You really cant call them because you never get through. I guess there is a website but the only thing I had ever found was to go visit an office
anyway because of that even though we are divorcing because I am over 55 then when I am 62 I can draw up to half of his. But it doesnt take away from his. He will get full benefits and I will get half that amount. if I draw that instead of my own which right now is only $200 a month but what a relief that I can draw off of his income amounts.
He had been scared that he would get less than he was spose to if I drew off of his but went to SS office and NO he gets full amount and I get half that. so we both win.
I think you have to be divorced, be over 55 at time of divorce and have been together a min of 10 years in one time slot.
He had put in the papers that I cannot draw off of his. its in our divorce papers but the lady at SS said that doesnt matter. Its a Federal Law that I can and that does not recognize what is in the papers ie you can over ride a statement that isnt legal.
I am not too sure about the intelligence of his attorney.
If he dies I can draw it at age 60.
I am so relieved and I thin khe is too so I wont be quite a burden on our kids if and when I cant work anymore
so with 1/3 of his retirement and half of his SS amount I may be able to survive.
and not eat dog food LOL
but it does NOT reduce his amount. the lady at ss said there is extra money put away for this stuff.
So if you are over 55 when you divorce, have been together 10 years or more, if your SS is too low and half of his amount is higher you draw on the higher amount. and it wont take away from his monthly amount he had coming.
I guess these laws are in place to protect us stay at home mom n wives whos husbands leave them for another woman lol ( or whatever reason the marriage fails later in life) and we didnt pursue our career but he did.
I had been so scared as my SS is only going to be $200 a month because I have my own business with lots of tax deductions so dont show much net income. I thought how on earth will I ever quit working with only $200 a month. even with 1/3 of his retirement I would not have had enough to maintain any kind of household without losing my house and going into low income.
I cant guarantee or suggest this information is right in your case but if you have some of the same
facts in your case go over to a SS office and talk to them. You really cant call them because you never get through. I guess there is a website but the only thing I had ever found was to go visit an office

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I live in Virginia. Yep, that's the law for a no-fault divorce. Otherwise there has to be cause. Otoh, if a spouse walks out on kids without providing for them one can file immediately for child and spousal support -- that is considered desertion.
M
yes its a good deal and I am glad we know about it and can make plans to draw it.!
hang in there and keep your chin up. these are trying times for us. I think I am starting to realise that this is the best thing for me too!! Why on earth pout, cry and rage around when I havent been happy in this for many many years!!
I need to make the list of the things I dont like about him and read it everyday!
Oh, I just have to chuckle ... make that list! Yep, I think several people who came on this board around the time I did are coming to a place where they say ... "this may good for me, too." I am not there yet -- got two young kids (4 and 6) and I know this isn't gonna be good for them.
I have long considered divorcing my h; he has significant "issues," but felt, for the kids, working on improving the marriage and continuing to try to get him help was the better route. Now that route has been cut off.
I am doing all the right things for my kids and myself and depending on the day, the hour, the minute, I am either coping, in shock, angry, sad or determined ...
I really appreciate the support on this board! Thank YOU very much!
M
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