I'm such a chicken

Avatar for cl_shywon
iVillage Member
Registered: 03-20-2003
I'm such a chicken
48
Sun, 03-16-2008 - 12:04pm

So last week, I made the decision that since I'm on Spring Break this week, I'm going to look into buying a townhome.

Avatar for cl_shywon
iVillage Member
Registered: 03-20-2003
Mon, 03-17-2008 - 5:08pm

I think my only real absolutely must-haves are a garage and two bedrooms.

iVillage Member
Registered: 11-01-2005
Tue, 03-18-2008 - 3:31pm
My first step was contacting several realtors by e-mail -- I eventually chose the one that was the most responsive.

Many realtors will send you listings based on your criteria before you even decide to choose them as "your" realtor. I received e-mail

AJ, enjoying life with C.

Avatar for cl_shywon
iVillage Member
Registered: 03-20-2003
Tue, 03-18-2008 - 4:29pm

I called today and set up a meeting tomorrow with someone from my bank.

iVillage Member
Registered: 11-01-2005
Wed, 03-19-2008 - 1:20pm
Just take it one step at a time. It is really overwhelming at first, and then things seem to just fall into place. The professionals really do know what they are doing and will walk you through a lot of it - but he's right, there are no dumb questions.

AJ, enjoying life with C.

Avatar for cl_shywon
iVillage Member
Registered: 03-20-2003
Wed, 03-19-2008 - 2:20pm

I just got back from my meeting.

iVillage Member
Registered: 01-22-2007
Wed, 03-19-2008 - 2:37pm

You go girl!!

Avatar for northwestwanderer
iVillage Member
Registered: 03-26-2003
Wed, 03-19-2008 - 2:39pm

Hey good for you!


Are you looking at condos or townhouses?

Avatar for cl_shywon
iVillage Member
Registered: 03-20-2003
Wed, 03-19-2008 - 3:43pm

The loan officer told me that it's pretty much standard to ask the seller to pay closing costs in this market, so I should put that money towards a down payment instead, even though it isn't much.

Avatar for cl_shywon
iVillage Member
Registered: 03-20-2003
Wed, 03-19-2008 - 3:50pm

I want a townhome, simply because I want a garage.

iVillage Member
Registered: 11-01-2005
Wed, 03-19-2008 - 5:28pm

See? All it took was those first few steps and the ball is rolling. :) Let us know if you see anything good on Saturday.


I looked at about 30 places before I decided, but my friend and her husband bought the third place they saw -- you never know.

My payment ended up being higher than I originally wanted as well by about $200

AJ, enjoying life with C.