I hope this isn't too personal of a ?...
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I hope this isn't too personal of a ?...
| Sat, 03-15-2008 - 5:36pm |
and if it is, I will understand, but I am torn:
| Sat, 03-15-2008 - 5:36pm |
and if it is, I will understand, but I am torn:
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I have life insurance- enough to carry Nicolas through from now to when he's 25 if used conservatively... and allows for University... It really didn't cost that much and the benefit factor is high... Even a $10,000 policy is better than nothing- a friend of mine paid like $5/ month for her policy...
Steph
I have a policy that I bought when I bought my house--it is a term life policy for $100,000 (I only owe half that on the house!)--I figure that way no one gets stuck with any debts that I have incurred in my life.
April
I wish A was more responsible and COULD take over Nicolas if something happened to me, but he's not, so I made a will to ensure other arrangements were in place.
Great question!
I often wonder and in fact SYB asked me the other day what would happen to DS if I died. I dont think his father could handle raising him ( he sure hasnt so far!) and I definitely dont want him being raised by the grandparents. I guess I need to write something up so that my wishes are known. But if we have joint custody (even though I am the custodial parent), would my wishes be honored or would DS go straight to his Dad and then off to the grandparents as soon as he bailed? Ugh, it bothers me even thinking about it. I figure I have to write something out or obviously that is EXACTLY what will happen. And then instruct SYB to try as hard as he can to enforce what I want since we are all living here together. Sometimes I wonder if it would be easier if we were married in that circumstance. Maybe it would look more significant to the courts if it came to this.
This is an excellent thread - we should all have our papers updated and have a plan IMO....
Oh how I hear ya, and one of the reasons I am torn.
mom_uk2socal - Mom to DS22, DS19, DD16
mom_uk2socal - Mom to DS22, DS19, DD16
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