A little creeped out by this one...

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Registered: 04-21-2003
A little creeped out by this one...
11
Sat, 09-18-2004 - 4:14pm
The other night out of the blue, Shane mentions that if anything happened to him, he wanted me to use the life insurance for certain things and certain amounts for each. I asked him why he brought it up and he said it just needed to be said. He wanted to make sure that the kids were taken care of for their futures and that I'd have a place to live and investments and some money to use to live on for a while.

We have a great policy that would take care of the others if one of us died.

Of course, if Shane passes, he has nothing to worry about. I'd have Dylan and our baby and would always be there for them. But I was thinking. If I passed, Scott would get Dylan and I doubt he'd ever allow Shane to see him again. Even though Dylan would have a sibling through Shane. There really would be nothing Shane or I could do to insure that Shane got to be a part of Dylan's future. It bothers me.

Shane is a wonderful addition to Dylan's life and has provided stability and so much love. I can't imagine that Dylan would have to miss out on time with Shane if anything happened to me. Plus, my family would be out of the loop too as Scott would make sure his man-eating mother got the majority of the benefits and my parents would get no time.

How can I ensure that my family and Shane get to continue being in Dylan's life if I were to pass on for any reason? Or is it out of my hands to get an order for visitation should something happen?

Anyone know? Who knows what tomorrow will be like? And the conversation I had with Shane really made me think about Dylan's future and what kind of life he'd have. I'm afraid the people I love will lose their relationship with my little boy.

Sorry to bring everyone down, but it did cross my mind and I had to ask if anyone else has thought about this?

Mel

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iVillage Member
Registered: 04-21-2003
Wed, 09-22-2004 - 12:35pm
Shane is the beneficiary of my insurance. So he and only he has access to my money if I die. He will see to it that Dylan and our baby are cared for with money in a speical account for each that they cannot touch til a certain age. Scott cannot touch it for any reason. His name will not be on it anywhere. Dylan and the baby must be of the legal age specified to have it. So Shane will have the upper hand on that. I agree with you that blood siblings should be able to see each other and that means Shane will have visitation if I pass before Dylan is eighteen. Then it is up to D. I'm sure a court would order visitation but I can only hope they would. And that Scott would follow the order.

Mel

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