Wednesday Woes

iVillage Member
Registered: 12-19-2002
Wednesday Woes
17
Wed, 06-09-2004 - 2:38pm
Is life giving you a thumbs-down on good luck this week?

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Avatar for cl_tcranky1
iVillage Member
Registered: 03-19-2003
Thu, 06-10-2004 - 10:09am

Feeling cruddy and trying to get over it.

iVillage Member
Registered: 04-21-2003
Thu, 06-10-2004 - 10:09am
This week has sucked TOTALLY! Especially today.

1. Monday, I took some paint swatches up to my realtor and she informs me that my rent money never arrived. We figure out after I told her how I paid (thru bill pay online) that it must have been direct deposit because my home owner has an account at my bank. Tuesday, she calls and says it's not so. That I'd have to fix it. I figured it out, but now might owe late fees.

2. Shane joined a health club and signed us all up for it a few weeks back. He told me what he paid them up front and then told me the monthly bill and the pay date. Well, I notice online that they took out WAY more than the monthly...and early, so I call them. We still had initiation fees dues so they took those out. I thought we were fine in the checkbook...until then. I had planned to buy paint and begin fixing up the house....now I can't.

3. Shane came home last night and announced he was playing golf Sunday morning. I inquired about him being paid this Friday and he said no, he gets paid Tuesday, the 15th. We're broke, he took on a bet and now if he loses, owes the guy $100 and we barely have that left to last until Tuesday and we still need gas, and groceries. But golf is an added $50 expense now. And he claims he can't just tell the guy we're broke right now and back out this time.

4. We're supposed to go away next weekend. We might not get to now because we're so broke now and when he gets paid, I have to pay for my car and a couple of other bills that will take up quite a bit of cash. Plus, he invited my friend, Rebekah and his friend, Tim to go and they neither one have money so we'd end up being obligated to pay their way, which we now can't. He won't be paid for another 2 weeks after this, so we HAVE to make it last.

5. Then he complains last night about me paying a medical bill. I was raised that if you get a bill, you pay it. I understand his feeling that the bill is bogus. I've had those too and called and rectified it, but he never told me not to pay them, so how could I know? He hasn't got such a great credit history and I'm trying to keep it from getting worse. I want us to be able to have things. If the bills are neglected, we are the ones to suffer. It's not fair. All I want is to fix it.

6. After the discussion, he told me how much he appreciates how I pay all the bills and take care of him and the house. But I still feel bad because he is so frustrated by the fact that he never sees his money. His pay is so awesome, but we just have so much on our plates and it just disappears before we can see it.

I'm lost. I just don't know what to do.

Mel

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Avatar for cl_beckty
iVillage Member
Registered: 03-20-2003
Thu, 06-10-2004 - 11:27am

Money trouble suck Mel, and that's the truth.


I remember an old regular here (Nicole) saying to me when I was sounding JUST LIKE YOU are right now..."Any

Becky

 

 

iVillage Member
Registered: 03-26-2003
Thu, 06-10-2004 - 11:31am
Poor Tara! Camping?? Yuck. Are you going to school yourself?
iVillage Member
Registered: 03-26-2003
Thu, 06-10-2004 - 11:45am
Oh, Mel...I'm so sorry. I know two couples that went to one of those consumer agencies that help people figure out their finances. That really helped them get it back on the right track. One couple had to declare bankruptcy their situation had gotten so out of hand.

I would be really frustrated if my DH went to play golf and complained to me about paying a debt.
iVillage Member
Registered: 03-26-2003
Thu, 06-10-2004 - 12:00pm
I needed to hear that speech Beck...I just came on to post my late WEd Woe. Had to pay a bill with a credit card and it makes me feel like a total fiscal loss. But I'll scrape by, and have a little more debt, and life will go on. I HATE it though.

*sigh*

iVillage Member
Registered: 03-26-2003
Thu, 06-10-2004 - 12:07pm
So there's the money thing

AND I hate my job, I'm bored with it

AND I haven't seen Trav for too long...

lalalalala

Ok, I have whined now...I'd better get over it. I'm moping....and that's NEVER good.

Avatar for cl_tcranky1
iVillage Member
Registered: 03-19-2003
Thu, 06-10-2004 - 12:17pm

No I'm not in school.

iVillage Member
Registered: 04-21-2003
Thu, 06-10-2004 - 1:02pm
Shane explained it to me like this...It's an honor thing. Guys are propelled by their egos and if one challenges the other, he HAS to accept the challenge and not show weakness. He even admits it's stupid, but who is he to break the cycle???!!! WHATEVER! I don't mind him playing golf, but it always ends up happening when we're broke. He just better win the bet because I want him to bring home the $100. It shouldn't be too hard to beat this guy. The guy claims he can beat Shane by 20 strokes. This will not happen. Shane is good and may not beat him in the game but will be less than 20 strokes behind him for sure. He says he WILL bring home $100 from it. I hope for all our sakes he does.

As for the medical debt. You know, I see a bill and it looks legit. I'm very anal about bills. I see them, I pay them. PERIOD. If he wants to know what's going on, he needs to ask me to leave them lying out on the table each day and tell me which ones are okay to pay and which he is disputing and then handle the disputes NOW! I don't want repeat bills each month that he doesn't owe. I have disputed charges before and fixed it because it was a clerical error on their part. So he needs to call these places and settle it. I put my foot down last night that he was going to have to take a more active part in bill paying if he was going to dispute me paying a bill that I had no idea we shouldn't pay.

Mel

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iVillage Member
Registered: 04-21-2003
Thu, 06-10-2004 - 1:05pm
I know it's only temporary. I just hate how he can bring in so much and it all goes to debt. This time around, he got a huge check, but we were behind some on a few bills, so I paid them finally. This is why we're so broke now. But it had to be done. Phone calls were too frequent from collectors and they were not accepting my explanations any longer.

Now that the wedding is done, we can get back to normal. But it sure isn't easy getting back on track. Even though it felt good to finally get the credit cards off my back, it feels horrible now that we're inthis position.

Mel

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