Ovarian Cysts and no medical insurance

iVillage Member
Registered: 04-12-2003
Ovarian Cysts and no medical insurance
12
Mon, 02-09-2004 - 11:25pm
After months of moderate pain in my bladder and very frequent urination problems (desire/ can't produce) I have been diagnosed with having a CYST on one of my ovaries and am being referred back to my OBGYN for further steps. First of all, I don't have medical insurance and before I spend hundreds of dollars on an individual coverage I was wondering if any of you would know if perhaps PLANNED PARENTHOOD would even deal with me having this issue (don't they mainly perform abortions and do pap smears?).

Secondly, what should I expect from the procedure that removes cysts (laparoscopy?). Do any of you know if it hurts? What is the healing process like? Are there any alternate treatments to surgery? Someone told me that their cyst dissolved as they got pregnant. Unortunately, not an option for me.

Finally, does any of you has an individual medical coverage you got on your own? Where do I go to inquire about it? Do you think major insurance companies (Blue Cross, etc.) have affordable coverages and how much should I expect to pay, $400?

I'm so scared...

Thank you.

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iVillage Member
Registered: 01-27-2004
Tue, 02-10-2004 - 1:42am
You should check out Medicaid and see if they would help you...i don't know much about cysts except that i had one when i was a teenager and it never returned....Sending prayers and thoughts for you and Good Luck!
iVillage Member
Registered: 05-22-2003
Tue, 02-10-2004 - 1:13pm

1st, I checked the site for my local Plan. Parenthood & while they do gyn. exams & Pap smears, they don't do surgery for cysts.


2nd, I had a lumpectomy done on my left breast almost 4 years ago where a cyst was removed.

iVillage Member
Registered: 06-09-2003
Tue, 02-10-2004 - 1:45pm
I know first-hand that Planned Parenthood would not cover this type of procedure.

There may be other services offered in your area, but their availability may depend upon your income. Most areas have community health departments (some government funded, others privately funded) who will do work on a sliding fee schedule based on your income. You'd have to investigate to find out if you'd qualify for treatment at any of these facilities.

As for obtaining insurance, I looked into it a few years ago. Private insurance plans are no different than group insurance plans in the fact that there are so many to choose from (HMO's, PPO's, etc), and your premium is going to be based on the plan you pick. Do you want a plan that has lots of bells and whistles, very little out of pocket expense, or just a basic major medical crisis coverage? Again, it's been a few years, and premiums have went up considerably, but you should be able to find a fairly good plan for around $300/month.

I've never had a cyst removed, so can't help you out there.

Best of luck to you. Keep us posted:)

Jennifer
iVillage Member
Registered: 04-12-2003
Tue, 02-10-2004 - 4:22pm
Thank you.I led my life pain free pretty much up until now and I am really grateful that this hasn't happen sooner. I can't concentrate on work or school, they bother me so much. I called PP, they cannot do anything for me, an ultrasound is only done for pregnant women there so I have no idea what to do now. I doubt that free heath clinic will be able to help me either, since they are so limited with the services thy offer. I think I'm going to have to fork the $350 to get individual coverage. Pardon me for being ignorant but what do people with low income (I just grauated, can't find steady work)and no insurance do? I mean, really. Doesn't the gvt offers anythting for free? I keep hearing about billions of dollars going into defense spending for the war, how about helping me out????? I wish I lived in Canada right now.
iVillage Member
Registered: 06-09-2003
Tue, 02-10-2004 - 6:02pm
Well, I'm not sure about the state you live in, but I know in Arizona, Illinois, and Pennsylvania (would stand to reason several other states, too?) have "insurance" for individuals in need. It's very similar to Medicaid.

Have you tried searching for something like this in your area? Perhaps try doing an internet search for "Health care in --- (your state)"?

Let me know if there's anything I can do for you. Hope you're feeling better soon!

Jennifer

PS-

I know you don't want to have to pay for the procedure, but a lot of medical centers would also agree to make payment arrangements with you, where you could pay a certain amount per month.

iVillage Member
Registered: 04-12-2003
Tue, 02-10-2004 - 9:54pm
I actually do live in PA so please let me know about the laws here, Jennifer. And thank you, Everyone.
iVillage Member
Registered: 01-26-2004
Tue, 02-10-2004 - 11:26pm


Hello,

I feel the need to chime in here since I have actually had this type of surgery with no insurance. I had 2 ovarian dermoid cyts removed in 95. The MD's werent sure if they were going to do a lap or a conventionl surgery on me until they got into my abdomen as my cysts were very large. Suffice to say for me and I say this because everybody is different, I used free care and my surgery came to roughly $11,000.00 Most of it was covered but the anesthesia wasnt. As far as pain just make sure they give you something if it's an inpatient procedure ask for a PCA patient controlled analgesia and before surgery ask them if they do the lidocaine stick for the IV. Alot of hospitals don't but some do and it's a small bee sting to the hand rather then feeling the IV being pushed in.

If you have any questions feel free to email me.

Melmiche

iVillage Member
Registered: 06-09-2003
Wed, 02-11-2004 - 10:17am
This is what I came up with in my research; click on the following link, and you should be able to get the information you're looking for on health care:

https://www.humanservices.state.pa.us/COMPASS/PGM/ASP/SC031.asp?hdn_SessionId=4826136243233021104101458&hdn_ApplicationNum=0

iVillage Member
Registered: 05-07-2003
Wed, 02-11-2004 - 8:15pm
I would not fool around with this one. I often get cysts and even though most dissipate, yours is concerning because of the pain you are experiencing. I would go to the GYN and get it tested and treated ASAP. Ovarian cancer kills unless caught on time. I had a larascopy (spelling) for the very same reason. It's not a painful procedure, just two little incisions. You will be up and about after a week. You take some Tylenol 3's for the initial pain. I have been through far worse emergency surgeries. Comparatively the larascopy is a real piece of cake. You can call Planned Parenthood and explain your situation. Maybe there is another option they can offer you to get around the financial situation. But make sure you get a professional to test you and go through the process.

Good Luck!

Mozart.

iVillage Member
Registered: 04-12-2003
Thu, 02-12-2004 - 11:16am
Melmiche, I emailed you.

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