Equal Coverage for Addiction Problems
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|Fri, 01-29-2010 - 2:54pm|
Insurers Must Offer Equal Coverage for Those With Emotional, Addiction Problems
Group health insurance plans can no longer limit benefits and require higher patient costs for people with mental health or substance abuse disorders, according to new rules issued Friday by the U.S. government.
Any group health plan -- typically offered by employers -- that includes mental health and substance abuse disorder benefits must treat them equally with standard medical and surgical coverage in terms of out-of-pocket costs, benefit limits and practices such as prior authorization and utilization review, according to the new rules.