I'M PRE-APPROVED!!!

iVillage Member
Registered: 12-10-2003
I'M PRE-APPROVED!!!
2
Thu, 03-11-2004 - 10:39am
Girls, I'm sorry, I know this is off-topic, but I just had to post it up hear because I want to tell *everyone*!

STBXH has been working on refinancing our house into his own name, while I've been staying with my mom and step-dad for the past five months. My BF and I have been trying to get his house out of his STBXW's name and into his name, but it hasn't been working out so far. You see, she had not been paying the mortgage payments (which she told him she was, because he was giving her $$$ to pay it with!), so their house is now in foreclosure. But, that doesn't affect my BF's credit, because the house was in the STBXW's name alone.

So, my BF and I have been looking for a place of our own, since we realized that the mortgage on his house wasn't going to go through. Well, he has two dogs and a cat, and I have one dog, so renting was pretty much out of the question. We were driving around last night and saw the *cutest* house! So, we called a real estate agent and asked about the price, which was surprisingly affordable! The real estate agent told us to try to get pre-approved for a mortgage today. Well, my BF's job is seasonal (he's a swimming pool technician), so he makes a good bit of $$$ in the summer, but not so much in the winter, and he was afraid that his lousy paystubs recently would screw things up. So, I called this morning and tried to get pre-approved all by myself.

IT WORKED!!! I'm pre-approved for *more* than the asking price of the house we're looking at, and we're going through the house at 5:00 p.m. today! If it's as nice inside as it looks from the outside, I'm going to make an offer today.

The most important thing is, I'm proving to myself and the *whole world* that I CAN DO THIS ON MY OWN, IN SPITE OF THE STBXH!!! :oD

I'm going to have *my own* house, without *anyone else* on the deed or the mortgage. This will be something that is JUST MINE, which I've never had before. MY OWN HOUSE!!! OMG, I'm soooooo excited!!! Caesar (my dog) and I will have our own house, and my BF will live there with us and his two dogs and his cat . . . I can't wait! This is soooo cool!!! :oD

Just had to share this one . . . I'm doing the "happy dance" in my chair here at work!!!

Love & Hugs,

Emm

iVillage Member
Registered: 04-04-2003
Thu, 03-11-2004 - 11:07am
That is wonderful news for sure!!!!!!
iVillage Member
Registered: 11-12-2003
Thu, 03-11-2004 - 12:57pm

OMG!

CL-Blueliner4