question on housing after the divorce

iVillage Member
Registered: 11-19-2003
question on housing after the divorce
2
Wed, 06-02-2004 - 12:59pm
I have finally decided that no matter what, I am divorcing him. My H gets meaner and nastier everyday. He is even beyond saying that he loves me and he calls me a miserable bitch daily. He of course claims that nothing is wrong with him, according to him it is all me and I need to be medicated. As far as he is concerned, I never speak, I just whine or b---h.

We have been in the process of negotiating on a house that I really, really want and that he sort of wants but doesn't care if we don't get it. He knows that a divorce is most likely inevitable, he has said as much. So, we both agree that we should not purchase a house together if we are going to divorce. My question is this, does anyone know of any programs that would help me to obtain and afford to purchase this house of my dreams with no money down? I know that this is a big stretch, but you never know unless you ask. The house is $142,000 and although I presently don't make much, I am supposed to find out about a change in position and thus an increase in my hourly rate within the next week or so. I worked for the same company for 3 years, was laid off in April 2003, I finally found new employment in February 2004 and have been there ever since. I'm not sure what other info may be needed in determining appropriate programs, but I would appreciate any info someone can give me.

I know I may not be able to get this house, but it really means a lot to my children and me. We have never owned a house because H always wanted to buy other things first.

Thanks

iVillage Member
Registered: 11-12-2003
Wed, 06-02-2004 - 1:07pm

If you speak with your bank, they might be able to check and see if you qualify for one of the federal housing grants, like Fannie Mae or similar programs.

CL-Blueliner4

iVillage Member
Registered: 06-26-2003
Thu, 06-03-2004 - 3:56am
Yes, there are programs that essentially lend you the down payment for a house, so you can buy it with no money down. My sister bought a house in Florida that way. I will ask her for the name of her program. This was not a government program, it was a private program and it was a little bit complicated.

I feel for you kjf. I know how it feels to want a house. I'm in the process of losing the house of my dreams in a divorce. Still, I will be better off.