We never used credit cards. Then about 6 years ago we decided to buy a house and was told we didn't have any credit and the banks thought it weird someone my DH (42ish at the time)and I (37ish at the time) age didn't have credit so we had troubling finding a bank that would give us a mortgage........
The people we went thought suggested we get a couple credit cards, charge little stuff to build credit. We did that. We decided to wait a bit on the house buying, get some credit going and save more for the down payment.
Now see that is just wrong Paula, Have to use a credit card to establish credit ::sigh:: Why not see it as a positive not having any cc debt! Good it turned out well after awhile .. A lesson learned :)
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You're very smart :)
You should be proud of yourself for that too :)
We never used credit cards. Then about 6 years ago we decided to buy a house and was told we didn't have any credit and the banks thought it weird someone my DH (42ish at the time)and I (37ish at the time) age didn't have credit so we had troubling finding a bank that would give us a mortgage........
The people we went thought suggested we get a couple credit cards, charge little stuff to build credit. We did that. We decided to wait a bit on the house buying, get some credit going and save more for the down payment.
Have to use a credit card to establish credit ::sigh::
Why not see it as a positive not having any cc debt!
Good it turned out well after awhile .. A lesson learned :)
Another smart cookie here :)
How's the job going?
Amy
Carry any cash at all with you?
Debit cards are easy to use now aren't they :)
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