I met with the BK attorney yesterday....
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|Tue, 07-31-2007 - 10:17am|
and, he said I definitely qualify for Chapter 13. I don't qualify for Ch. 7 because my income is too high for one person. So, I am planning on filing Ch. 13. The attorney thinks my payments will be somewhere between $300-400 for the next five years. We will try to get it down to $300, an amount that I could definitely live with. I am planning on keeping my car and condo (the one I am living in).
I gave him a $200 deposit and he is charging me $1800 for the BK including filing for the Ch. 13. Does this sound right? Another attorney I spoke with said she charges $3K for the whole thing.
He told me to file a homestead on my condo which I am going to do this week. I also have to take an on-line course with CCCS, file my 2006 income taxes, and get some remaining paperwork to him. I am hoping to file by the end of August. I am planning on going away 8/9 - 21 and I really need to be able to relax, so the end of August is fine.
I did receive the letter from the attorney yesterday when I got home regarding the $11K on the auto loan on the car that was repoed; they are looking for their money. I haven't heard anything on the condo that was foreclosed upon, but it's still early and the BK will take care of that as well. They attorney said to refer anyone who writes or calls to him. At least that will keep the wolves away from the door, so to speak.
I am feeling a little bit better and feeling that at least an end is in sight for all of this. I appreciate the support of this board!