Is this Legal Activity??

iVillage Member
Registered: 12-01-2006
Is this Legal Activity??
Tue, 08-28-2007 - 9:07am

I'm applying for a home loan with my fiance and while we are at the bank, the credit report states there is an open credit card in his name with a $500 balance and has reached a $12,000 balance but has been paid on time. It was opened the month his ex-wife broke the marriage off. He does not recall signing any paperwork for a credit card and has never paid on this account.

Can she legally do this since they were married at the time or did she commit identity theft.

Community Leader
Registered: 03-17-2003
Tue, 08-28-2007 - 11:50am
If she opened the account before the divorce was filed then it's likely he was listed as an authorized user.