Did I handle court correctly?
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|Tue, 08-28-2007 - 1:50pm|
A recent attorney solicitation letter tipped me off that a lawsuit was filed against me.
Plaintif is junk debt buyer so I sent a certified letter disputing the debt, requesting contract/agreement that I signed, an account history, copies of assignments/other docs showing that they are the assignee of the debt, and requested them to cease further communication until the items are produced.
They got my letter on 8-2, the same day I was served with the summons. I never got response so I assumed I sent my letter too late and would have to request the docs in court.
Went to court today & paid $132 to file my answer (money I don't have at the moment).
In my answer I denied owing the debt to the Plaintiff & requested the same things I requested in my certified letter & asked for dismissal with predujice.
When our case was called plaintiff's attorney told judge that I had requested docs and asked for the case to be continued to 10-30. Feeling nervous & unsure I agreed.
Now I question my actions. Did I just give them more time to dig up these docs? It's unclear to me if the attonery was referring to my certified letter or the answer I filed in court today. Should I have spoken up & stated that I requested the docs on 8-2 via certified mail and that since they had adequate time to produce docs & didn't have them request the case be dismissed right then & there? I had all my evidence of the mailing & the letter I sent.
What happens now? Will they send docs to me at home address or bring them to court? If they do have docs - what do I look for to challenge them? And should the judge award them how do I go about prooving that they are a junk debt buyer & requesting judgement only be made for the actual amount they paid on the debt?
Help - again!