Help Cleaning Up Credit Report!

iVillage Member
Registered: 02-13-2009
Help Cleaning Up Credit Report!
Wed, 04-01-2009 - 2:27pm

Does anyone know how I and DH can go about cleaning up old records on his credit report. We have student loans that have been reported since 1999 but have been sold and resold to the present holder of his loans. His credit report looks so messy and hard to understand. Do any of these old holders come off at a certain time or do we have to report them sold to the present lender. We will begin paying in the next few months on his loan and want to clean up his credit report in the process. On his credit report it does say on some of them that is it closed and sold to new lender but there seems to be so many on there, it just doesn't look good for us being reported like that. We are trying really hard to clean it up. If anyone has any advice on this it would greatly be appreciated.

~~Maggie~~

Tackling student loans!