Credit Card Debt...

iVillage Member
Registered: 05-30-2010
Credit Card Debt...
3
Sun, 05-30-2010 - 5:03pm
i have a credit card debt of $39,000 and they been calling me and sending me a settlement letter about reducing my monthly payment and etc..but the problem is,i have been unemployed for 4 yrs now with no income coming in and i have 4 kids and i am having a hard times to find a jobs maybe because of my cc debts..i don't really know what to do and i cannot afford to get a lawyer since i don't have money to pay for it..i really need help to solve this!is the bankruptcy is the best option?
iVillage Member
Registered: 08-08-2003
Tue, 06-08-2010 - 8:11pm

Welcome to the board aranna3028.


I'm sure it's very very difficult to receive settlement offers when your current situation doesn't allow you to take advantage of the offer.

 



iVillage Member
Registered: 05-30-2010
Sat, 06-19-2010 - 12:12am

Thanks for your recommendation and i will definitely consider this!more power to you!!!

aranna3028

iVillage Member
Registered: 08-08-2003
Sat, 06-19-2010 - 2:15am

Let us know how you are doing.