Tracy!

DO you have a working budget? We have an outline of a bufget, but not a true budget

Do you have a place to track home improvememnts? no not really, but we don't own the house, my folks do so if there was a major problem they would take care of the problem.

Do you have a place to track, yard tools, plants and that type thing? no other than a misc. category

Any financial questions? not at the time.

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The fact that you were able to outline, a budget is a great first step! Keep working at it. You can do this!

~ Sara ~

* saras2ndhome@yahoo.com