New Here! Need 2 start budgeting...HELP!
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|Fri, 05-28-2010 - 10:47am|
Hi! I'm Jennifer. SAHM to 3 kids 5, 2, 1 years old. My DH brings in our only income. I really need our money to quit "DISAPPEARING". I know it's horrible but we don't keep up with our check book or debit purchases. We definitly have got to start doing this. I know that our money that disappears is going to dh's lunch eating while at work. He always forgets his lunch box when I fix his lunch so instead of saving money on me fixing his lunch he ends up spening $8-10 a day. Now that may not sound like a lot, but it does NOT fit into our budget, at least not for everyday of the week. LOL.
We use our debit cards and never write the purchases down. I used to write mine down, but dh never did his, so I basically quit writing mine down b/c I was mad at him.
We are a low income family, until my kids are all in school, it just makes more sense for me to SAH with them.