Lots of budget busters lately
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|Sun, 07-11-2010 - 12:04am|
In the past few days, I've been hit with so many budget busters. First off, my car was due for it's oil change, so I brought it in and found out it only had a sliver of brake pad left, my coolant was bad, and my transmission fluid needed replacing. Over a $300 fix. Then the next day, Dh left for work and then called me about 10 minutes later saying his "Low Tire Pressure" light had come on, and he was on his way home to get my car....and he was hoping I would have time to take his car to the mechanic to see what was up. So I drove his car to the mechanic, and his tires are dry-rotting. They're not that old,but the mechanic said that this is normal in South Florida--not sure what the roads are made of here, but tires apparently don't last long. Also, his transmission fluid and radiator needed flushing, and his wipers are in need of replacement. They cut me a "package deal" and I agreed to the service to keep Dh safe on the road. He drives a lot for work, and I can't have him breaking down on the turnpike. Another $300+ fix. Then I came home and in the process of cleaning my house, my vacuum broke. Wasn't expensive to begin with, but still. I only have a little bit of carpet in my house, with the rest being tile, so I am just going to go with a cheap Walmart replacement for it, buts nevertheless, it's still money spent. Then Dh came home in my car, after work, and the first words he said to me were, "Now you've got to take YOUR car in for work...", and I said, "What now??", and he said that the A/C was blowing colder on the passenger side than the driver's side, and that it didn't seem to be as cold as it should be. Ugh. So I took my car in today to get that taken care of ($200+) And when I got home, I decided to clean my hall closet out (it's free to do, and cleaning helps me when I'm feeling stressed ;-D), and about midway through that, I saw Dh walk across the room and put his hand up to the ceiling A/C vent in the living room, and he said, "It's not blowing cold". I walked over and felt it, and he was right. I checked the thermostat, and it was set to 82 (which probably sounds high, but we're so used to the hot outside temperatures here, that 82 degrees inside the house actually feels chilly to us) ,but it was reading that the house was, at that point, 88 degrees. Phooey. It wasn't long before the house was 90 degrees. We brought out oscillating fans, turned on the ceiling fans and opened some windows to get a little ocean breeze and that brought the temperature down, and the A/C repair guys will be out Monday to check things out between 8 and 10am. We have company coming in two weeks, and our sofa bed is on it's last legs. I literally had to spend time tonight making sure the springs for the sofa bed mattress were hooked well enough to give our guests good support. I think it'll be fine for this one week-long visit coming up, and we can replace it before they visit again next year....but add all of this to the $2000 in vet bills for our pup's recent illness, and I'm at my wits end on all of these expenses. I told Dh, jokingly of course, that I think we're cursed. LOL!
Nah, I know I'm not cursed. It's just one of those things that happens in life when it feels like everything is falling apart at once, but wow, it reinforces the fact that I really, really, truly need to cut back my expenses so I can build an emergency fund up. Wow, I surely do. That's got to be my focus. Especially since I have my son's homeschool tuition coming up soon. His tuition is going to be purchased in about a week ($1500). There's a bit of a discount, but not much. Still, it has to be bought. I"m going to have to carry a balance on my credit card, and I haven't had to do that in a few years. If I had an emergency fund, I wouldn't be needing to do it now. But I'm determined to get this debt paid off....and build that emergency fund. :-)
Now I'm hoping that we won't get hit with any hurricanes this year. I have a $6000 deductible for windstorm damage, and I surely don't want to have to pay that anytime soon. LOL! :-D
Thanks for listening. I just needed to let it all out. :-)