Finally got my credit report in the mail

And despite my progress, I'm still at a 662 score. Maybe I'm looking at it in the wrong light, but I had hoped it would be higher. My debt to credit ratio is still pretty high... but that will take time to bring down. Plus my problems last year even though they aren't really documented that I can see are still affecting my rating. I need to go over that thing with a fine tooth comb to see how it works.

I just need to take a deep breath and remember that I'm doing so much better and that these things take time.

Sharon