Finally got my credit report in the mail

iVillage Member
Registered: 03-26-2003
Finally got my credit report in the mail
1
Wed, 03-26-2003 - 9:25am
And despite my progress, I'm still at a 662 score. Maybe I'm looking at it in the wrong light, but I had hoped it would be higher. My debt to credit ratio is still pretty high... but that will take time to bring down. Plus my problems last year even though they aren't really documented that I can see are still affecting my rating. I need to go over that thing with a fine tooth comb to see how it works.

I just need to take a deep breath and remember that I'm doing so much better and that these things take time.

Sharon

 

Avatar for donovansmommy2000
iVillage Member
Registered: 03-26-2003
Wed, 03-26-2003 - 9:46am
That's not a BAD score. It's just around average- I think 680 is where you will be able to get better interest rates, but you can still get decent rates with a 662 from what I've heard.

Time will bring it up, don't worry!

~Kathy