Need to vent
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|Wed, 04-16-2003 - 12:02am|
I am new to this forum after discovering it yesterday and spending the night reading about 2 months worth of postings.
I am sorry to ramble on and it's ok if no one reads this, but I feel awful as no one in the world knows about this.
I have a dreadful secret that no one knows. I have a $4500 cc debt which I have accumulated since last 2 years back. Neither my mum nor my bf knows about it.
I earn about 33K annually, which is about 2.7K monthly. I am staying in a tiny flat with my mum for which I am paying abt $600 in mortage payments. Besides this, I give $1K to my mum for food, bills etc. Another $300 goes to forced savings and insurance. I take the public transport which is about $150, and lunch and misc bills cost me about $200 per month.
I spend about $300 paying for outings with my bf over the weekends (he's a student), so I make payments of about $200 monthly to the bank, plus I dump all my bonus into the debt. I have cut up my card, but at this rate, I can clear everything in about at least 6 - 12 mths, which is making me depressed.
My best friends are already buying bigger flats and buying cars, but I am stuck in a tiny 700 sqf place and making a 75min commute by public transport daily to work.
I have fits of depression and anger outbursts at my boyfriend for being penniless, etc etc. I feel sick and angry of myself and am afraid I will go mad one day.