Prayers are answered, mine were today!!

Avatar for jajaadetton
iVillage Member
Registered: 03-29-2003
Prayers are answered, mine were today!!
Thu, 04-17-2003 - 11:07am
I have had the fight of my life trying to up our credit to make some balance transfers to good accounts from my BAD ones. My BAD ones were closed by creditor and has really bad late adn penalties adn stuff. I got those up to date and fine and was able to get a credit card through my bank on a classic credit card for 0% for 6 months.

I was doing online bills this morning. Got paid last night so it was time to do it. I checked the bank and was totally shocked, bewildered by there being (2) credit cards one with a $5,000 credit limit. What the heck???? CAlled the bank and they said since I asked for a credit limit and denied they decided to give me a PLATINUM card instead. WOW!!!! I transferred all my BAD debt to my GOOD credit cards and now I can start paying them off in style and also build upon my good credit. I am so happy adn so blessed. I am saving tons of interest by transferring. Those bad cards were 19.8% and 14.9% and now they are at 0% and 5.9%.

My baby celebrated her first birthday yesterday and now this. Life cannot get much better!

Prayers do work, but you have to have faith in that prayer. Good luck!!!

Andi D.

iVillage Member
Registered: 04-19-2003
Sat, 04-19-2003 - 12:35am
Congratulations on getting that low card and balance transfer. Can you email me with more info on doing that? I have 2 VERY VERY high interest rate cards, like 30% and need to find a balance transfer. It's probably only a total of $3,000.00 but I want to be debt free and the minimum payments aren't even making the interest charged, but I can't afford to pay more right now. However, my credit is not good, and I doubt I'd qualify for a lower interest rate card. Slowly, I am trying to climb out of debt! Besies a car and house loan, I really don't have that much... however, my husband stays home with our kids to avoid daycare (we have a child with special needs and the cost of daycare in that case is more than we were making so this was a better fit). I bring home the only income right now. Any advice on what to do about my credit cards???? THANKS!
Avatar for mymartes
iVillage Member
Registered: 03-26-2003
Fri, 04-18-2003 - 1:06pm
Congrats. Happy birthday to your little one.


Avatar for mrslove2000
iVillage Member
Registered: 03-26-2003
Thu, 04-17-2003 - 3:51pm
Congratulations, Andi! I hoping I will have the same results!! Its good to hear some good news.