The elusive security deposit...
Find a Conversation
| Sun, 04-20-2003 - 8:36pm |
We have no credit card debt, but slow pays on car loans, etc., in the past have given me a rotten credit rating. I must find a new place to live SOON, and need to come up not only with a clean utility history, but also the 1-½ month's rent security on the next apartment.
Here's the funny part -- I just had a yard sale yesterday, and made over $700.00!! (DH's tools didn't leave when he did, and I felt justified in selling what I could before we move.) Now, I've told myself I'm going to hang on to this money to go towards the security, but I know my shortcomings (like the way I throw extra money at my kids) very well by now. How can I keep that old pattern of overspending, of "feeling flush" from wrecking my plans to save this money? I have attended a few DA meetings, but I still see patterns of fear rooted deeply in childhood issues. I have always associated giving money with giving love.
After reading some of the posts here, I feel some of you may recognize my fears, and I'm asking that you share some tips for holding onto what I have until it's needed. Already, in only one day, my "Nestegg" is down to $600.00!! It's funny, but it's also tragic, that a windfall can be a curse to folks like me!! Help, please?
Susan
<ahref="http://www.TickerFactory.com/debt/wJLmWvM/"><imgborder="0"src="http://tickers.TickerFactory.com/ezt/t/wJLmWvM/debt.png"></a>
And talk to your kids...and tell them that money is going to be tight and any spare money you have is going to go towards the new place. Believe it or not...depending on the age of your kids...they will understand and appreciate being treated like grown ups...in fact, you may have some help there.
I also agree with the post before mine...and depending on how soon you are looking to rent...lock it up in a CD...some have maturities as little as 6 weeks up to 3 mos for a short term CD.
Good luck and keep us posted!!!
Nichole
cl-nicnac49
Go to meetings, ask for help, and don't drink no matter what.
Another friend of Bill's
Lee Ann
www.werenotafraid.com
Are you renting now, and expecting a security deposit refund? Some landlords are willing to apply it (or at least part of it) to your last month's rent, couldn't hurt to ask.
Not much else to add, except an invitation to the Affording Single Parenthood board. The board has been slow lately but there are still some fabulous folks willing to offer advice and insight from the single mom perspective. http://boards1.ivillage.com/cgi-bin/boards/mlsingleparentsclub
Hang in there! You've got plenty of support here. ~Jen