Update (sorry its Long)...
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|Tue, 04-29-2003 - 1:50pm|
I posted about a week ago regarding my situation. I am behind in all my utilies, and mortgage and have no insurance and I am 5 mos. pregnant. I also, don't have a license. Well, I tried calling the utility company and tried to make arrangements and they refused because I am so late. Basically they told me to come up with the money or they would shut my service off. So, I spoke with my boss. I told her my situation. What she did for me was advance me my yearly bonus of $3000.00 which is a thousand more than last year. I get this instead of a raise which is fine with me especially now that I needed a big chunk. But, she wanted to see me actually write the checks and mail them in front of her. I guess she thought I wasn't going to do it. I don't know. It makes me feel very embarrassed especially my position being her bookkeeper... So, I paid the past due on the light, the water, and my kids daycare, $1600.00 towards my backed up mortgage which I am behind 2200. and $200 towards reinstating my license. My SO' s employment agency offers health insurance and they claim not to have a pregnancy limitation so we applied for the insurance and once the deductions start I should have insurance. I hope. I'm still behind on my mortgage and now my car payment is past due by a week but, things look a little better today. I tried depositing the check she gave me but, the branch near my job the manager told me she was going to put a hold on it for 5 days. So, I called another branch and spoke to customer service and they told me that they don't see a reason to put a hold on it since I have deposited company checks before so I am going to run to that branch before they close and make my deposit.
I want to work up a plan so, that I am not bouncing checks and am able to pay for everything/catch up fully so that I don't fall in this same situation again. I am 28 and am a mom of two and another on the way. I don't want to be like my mom who is just figuring out her financial life way after we left home. I want to be able to teach my kids about money so, they don't have to go through this emotional draining, embarassing situation.
Sorry so long, but, I have so many different emotions right now. I can't get my thoughts straight.
Thanks for reading,