I'd love to join....
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|Sat, 05-03-2003 - 2:07pm|
We learned so much in those 20 months than ever in our lives. We live very frugally now and know what is and is not important. In 2001 we had $25,000 debt (paying the minimum for those 20 months). I started snowballing the payments last September and we are currently at 10,600. We paid off the remainder of my student loan, 3 credit cards, and a large bank loan in a matter of months. I am sending $1300 a month to our last 2 credit cards. We should be completely out of debt by December of this year. Dh's layoff was truly a blessing in disguise.
What has worked for us is snowballing, menu planning, specific shopping lists, sales/coupons, grocery shopping once every 2 weeks, keeping our home decluttered, and finding the most inexpensive way to do everything, lol. We have to keep focused on our goal and frugal/simple living is important. I look at it like a game. Lately a few wrenches keep getting thrown into my plan (dd9's hospital bills, dh's incessant spending (grrrr), dd6's "special" food, etc.) but overall we're making lots of progress.
I would love to be part of a great support group like this to share progress, ask questions and opinions, and help where I can. You all seem like a great bunch of people.