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|Tue, 05-13-2003 - 8:34am|
Ok, so I've never really had a budget but now that we are finally caught up on bills, finally it's been a LONG progess and me now working at night and getting little sleep, we finally are caught up, so now that i know how much debt we have 30k.....YIKES.....I want to have a budget but don't know how to begin. How do I include like the kids doctors appt, medicine things of that nature, or birthday presents....I'm so clueless so would apperciate any ideas, input you can give. Thanks!