New here-can I get a mortgage? more
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|Fri, 05-16-2003 - 9:20pm|
My DH and I participate in a debt consolidation program (CCCS), and have been on it for nine months. We are looking at another 4 plus years on it. Is there anyone out there who has been or is on a similar program and have been able to obtain a new mortgage? We just talked with our mortgage lender who holds our current mortgage, and they won't work with us at all until we are off the program for 2 years.
If there is someone out there with a success story, I would like to hear about it and what you had to do to obtain the mortgage. We are needing to get into a bigger house, I have found it, and I want it ... I don't want to live in this one for another 6 years! I am also 35 1/2 weeks pregnant, so that makes me EXTRA hormonal.
TIA! Any help would be SO appreciated. I don't mind if you tell me that you had tried and weren't successful, either. I just need to know if we are just wasting our time here.
The mortgage company we use said that conventional lenders are going to look at us like Chapter 13 applicants. Is that true for all places?