Really depressed right now
Not REAL depressed, but not very happy right now. I have been doing some research as to what we could sell our Blazer for that's only a yr old and from what I have found is lower than what we owe on it. Basically, we would be upside down anywhere from $2000-$4000 if we were to sell it now. We have no money in savings so there would be no way to pay the remaining balance in order to have a good/clean sell to get the title and transfer it to new owners and such. And I'm not even sure what we would qualify on a new loan to buy my sisters car. I know that we need to get rid of this vehicle, but that would be adding to the debt we already have. I am contemplating on what to do. We are not behind on any bills, but we barely can pay them. My kids are supposed to start preschool in September and in August we have to pay a regristration fee and whatnot for them, plus when they start preschool it will be an extra $200 a mo for both of them. More than anything I do not want to let them miss out on this extra learning (they are 2 & 4). Ds has already gone one yr and likes it alot, he's very active and needs that extra activity and attention he receives. I believe that my dd will benefit from it as well.
Anyway, I'm just sort of venting here, cuz I can't decide what I should do about the vehicle situation. I have been contemplating filing bankruptcy just to get from under the cc debt (as we would be fine w/o it) then I dismissed it cuz I didn't want to take that route if at all possible, but am now contemplating it again cuz of this.
Well, thanks for listening if you got this far. I sure wish we could win enough money to pay our debt than we would be fine! lol UGH!!