Student Loan Update & 6 Month Goals
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|Wed, 07-02-2003 - 8:42am|
I plan to have this last debt wiped out by xmas. I'm on a bi-weekly pay schedule, so the 'extra', third check that will come in Oct will need to go towards it in order to meet my deadline. I will have to be very disciplined not to "pre-spend" that extra money on something else.
I always re-evaluate my financial situation in Dec & June. I find it easier to work in 6-month increments and then make 6 smaller plans, one for each month as they come up. Here are my Dec 03 financial goals. My 35th birthday is coming up between xmas and New Year's...if I can end the year this way I will be a happy girl:
--$1,000 in savings (maintaining)
--$ 150 xmas funds (working towards @ $25/mo)
--$ -0- student loan (working towards)
--$ -0- credit card debt (Dec will be my 1-yr anniv of that milestone)
--$ 401k (on track)
In January I will be able to breathe a big sigh of relief and re-evaluate my job situation, which is not thrilling me at the moment. I might be able to further reduce my office hours (right now I am working 30 hours over 4 days/week), or just go do something that I've always wanted to try...like work in a bakery! But for now, I owe I owe it's off to work I go ;)
If you got this far, thanks for reading. It really helps me to come here, read everyone's posts, and report on my own progress.