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| Tue, 08-17-2004 - 8:23pm |
Hi all! I have been doing some debt reconstruction. I have been having trouble just paying the minimum since about April. I go a new cc at the beginning of the month. It has 8.9% on purchase and balance transfer until they paid off and they do not have to be paid off by a certain date. The original idea was that I would transfer one, if not, two of my high interest cards. I end up being able to transfer 5 credit cards. I called my new cc (Capital One), to check and see if everything has been transfer last Thursday (August 12). Everything got transfer and they increased my credit limit. Therefore, I transfer my last two ccs. I close all my cc except GM & Capital One. My A T & T card still had a balance on it, because they accrue interest daily from the time the statement is printed until they receive the payment. So, I sent them a check for the balance plus $2. I figure what ever I have left over on any of these cards. I will ask for a check for my credit amount and apply it to Capital One.
My plan to pay off Capital One is to take the minimum payment

MYM
Jenny
'There's two dates in time that they'll carve on your stone and everyone knows what they mean. What's more important is the time that is known in that little dash there in between' ~~Garth Brooks' song "Pushing Up Daisies"
Jenny