Excited!!!
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Excited!!!
| Mon, 08-23-2004 - 11:17am |
Okay, I finally got a realistic budget together, INCLUDING a freedom account. I will start it in October, and HAVE a $500 buffer in my account. I'm excited, because this means things will start to get paid off, and that's the best part.
It feels really good having had my DBF help me and make this budget. Also, I gave him all my CC's, but not my debit cards. I need those to get to the bank. BUT I am not carrying them. And he's going to cut back on golf


good luck.
mym
~Cher
Good job on taking this very important step. Don't beat yourself up if you find it hard to stick to - just sit down and look at the numbers again and revise them as necessary.
med12
Actually, I think my bf helped me be really realistic about it, so it won't be too hard. Also, he suggested with my "3rd paycheck" in September, instead of paying off part of a credit card, he suggested I use that money as a buffer. And instead of timing all my bills, pay them as they come in. Less stress.
He was sweet. Helping me to cut down on bi-weekly (aka paydays) stress and get inot a simple routine of paying bills when they come in, and also, to have a buffer so when unexpected things DO come up, for the most part, I can use some of the buffer if needed.
Yeah! =) I think this will work. I really do.
~Cher