New here & need some advice
Find a Conversation
New here & need some advice
| Thu, 09-02-2004 - 10:21am |
About a year and a half ago I was in some financial trouble. I was making a measley income and couldn't pay my bills on time. A lot of them went unpaid from month to month and accumulated, but I finally paid them all off. I didn't have bad credit card debt, but I paid those off too. I cancelled my credit cards and am now trying to rebuild credit. I opened a credit card at a Clothing Store that has a very low limit just to try to rebuild. I don't use the card frequently, but when I do, I make sure to pay it off in full every month. I finally just tried to apply for a credit card and was denied. I thought I had let enough time pass that my credit would have improved.
Here are my questions: 1. How long can I expect it to take to have my credit restored (to at least where I can get a credit card even if it's high interest and low limit)? 2. What measures can I take to find out if I possibly have any withstanding bills? 3. Any other advice to someone trying to fix credit?
Any help you can supply would be greatly appreciated!
Thanks in advance!

Welcome to the board!
I don't know the answers to your questions but I'm sure the members on the Debt Question & Answer board would be able to help you http://messageboards.ivillage.com/iv-mldebtqa
Becky
CL of 4th, 5th & 6th grade Scoliosis