New here & need some advice

iVillage Member
Registered: 04-27-2004
New here & need some advice
1
Thu, 09-02-2004 - 10:21am
About a year and a half ago I was in some financial trouble. I was making a measley income and couldn't pay my bills on time. A lot of them went unpaid from month to month and accumulated, but I finally paid them all off. I didn't have bad credit card debt, but I paid those off too. I cancelled my credit cards and am now trying to rebuild credit. I opened a credit card at a Clothing Store that has a very low limit just to try to rebuild. I don't use the card frequently, but when I do, I make sure to pay it off in full every month. I finally just tried to apply for a credit card and was denied. I thought I had let enough time pass that my credit would have improved.

Here are my questions: 1. How long can I expect it to take to have my credit restored (to at least where I can get a credit card even if it's high interest and low limit)? 2. What measures can I take to find out if I possibly have any withstanding bills? 3. Any other advice to someone trying to fix credit?

Any help you can supply would be greatly appreciated!

Thanks in advance!

Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
Thu, 09-02-2004 - 10:28am

Welcome to the board!


I don't know the answers to your questions but I'm sure the members on the Debt Question & Answer board would be able to help you http://messageboards.ivillage.com/iv-mldebtqa