There goes most of the progress I made..
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There goes most of the progress I made..
| Thu, 09-09-2004 - 12:23pm |
I'm sure you've all been there at some time. Just when you think you're making progess, something comes up. A couple of months ago, unexpected car repairs pretty much put me at rock botton. Credit and savings pretty much used up. I was so worried about bouncing checks before the next paycheck (luckily that didn't happen). Since then, I've been really diligent about my budget, paying off my line of credit and working on CCs and starting to feel really good about it (even though I have a REALLY long way to go to be debt free). To make a long story short, my car is back in the shop today and I'm looking at about $300 to fix it. I really won't know until they call me w/ the grim details. I spent a lot of time looking into the problem yesterday so when I dropped it off this morning and talked to the service manager, I knew what I was talking and told him the problem instead of saying "this is what's happening, I don't know what it could be." At least I feel a little less likely to be "taken" when I go in w/ a little knowledge and they know it. But anyway, I hate the fact that I'm going to have to spend this money and put me back a month or so on my payments. I realize I should be preparing for these emergencies, but it's hard to have an emergency fund in place when you've only been seriously budgeting things for about 6 weeks.
Oh well, this too shall pass. Thanks for letting me vent.
AM

You're still in a better position than if you hadn't been paying things off for the last 6 weeks.
Good luck! I hope the bill is less than you think it's going to be.
So this is now behind me and I'm reworking my budget to make up for this hiccup in my plan. I'm so glad I found this group!
AM
Hey AM - any news on the car front?
All my best,
Danni