unspeakably sick of this . . . .
Find a Conversation
| Wed, 10-06-2004 - 11:36am |
I track, I budget, I squeak by (barely) and it never gets any better. I can't see any light at the end of the tunnel.
I've figured out to pay my big three (mortgage, and both car payments) I need to budget $288.00 a month of our combined take-home pay. The handwriting is on the wall and guess what, there ain't no $288.00 this week to put aside for the big three. Nope. In fact, I'll have to dip into savings to make the insurance payment. I spend $163.15 last payment to daughter's orthodontist. And $51.33 on wedding expenses (two accompianment cd's for our singers), husband's glasses - the part not covered in insurance $48.00. Groceries - $70.20 at Sav a Lot(could actually go again and will probably have to on Friday, and gas $25.25 and hubby will fill up truck today (about $30.00). Had to purchase car tage $36.10, made a payment on personal loan $25.00. It all blows up in my face - every week. I don't know how we are going to survive.

I would love to offer advice, but I'm sure you've looked at everyway to save $$$$ in your home, cut services to only what's essential, etc etc
You'll get through it, and I'm sure you and your husband will come to the right solution so a future can be seen.
All the best.
All my best,
Danni
We recently had to make some tough decisions about changing the future, because the present is so dreary when you are living paycheck to paycheck. We decided that my career needs to get into higher gear (fortunately, I have that option) so that I can get paid more, but I won't see an increase for another 6 months. We also decided that DH is going to continue working on the weekends even after that happens because we need to get ahead, not keep scrambling to keep up.
I know you have cut back your spending as much as you can, are you both working as much as you can?
Kelly
Sometimes, when you've cut every darn thing possible, and then some, you have to realize that it's not an 'outgo' problem, it's an 'income' problem. You or your DH may have to find a part-time job to help you get through. I know that's what saved us. It's not fun to be sure, but it's what had to happen.
Hang in there-the tide will turn...it just may take awhile.
Lisa
Becky -
Becky
CL of 4th, 5th & 6th grade Scoliosis
My hubby's schedule won't really allow him to commit to another job - his hours vary greatly.
So, to answer your question. Yes, NOW, we are working all we can :)
I love this board. I really think I would go starking raving mad without ya'll to give me some ideas and perspective. It's great to know I'm not alone.
Thanks.