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| Thu, 10-14-2004 - 12:24am |
My Gawd! How I wish I had found this board a cpl yrs ago when debt started creeping up on me.
Anyhow- While I've got no cc debt I do have a debt w/ the phone company, a rental agency, and a sales company I used to work for. Then there's my live-in dbf. He's got a phone company debt as well as a massive hospital bill (from the heart surgery he had 16 yrs ago!)
So, here we are, in a mountain of debt, and trying DESPERATELY to climb out. *sigh*
One thing I was thinking of doing is not only doing the whole "Could've bought this but didn't so it goes on a bill" thing. But also piling up the loose change each day (and maybe even the $1 bills) to put on a bill.
Any other thoughts on snowflaking/snowballing would be appreciated.
Amanda G Mom to:
Stenson- 4/30/97
Cameron- 4/21/99 & Sophia ^i^
Elliott- 11/25/01

Welcome and you have the nuts & bolts concept down for snowflaking (i.e. change).
I did try the only spend big bills and save the dollars for a month once just to see if I could!
Becky
CL of 4th, 5th & 6th grade Scoliosis