A month of rest...

iVillage Member
Registered: 03-29-2003
A month of rest...
7
Wed, 10-20-2004 - 1:06am


I've decided that next month I'm going to take a break from my debt payoff plan. While I'm thrilled that I've been able to pay off so much in such a short period of time, I'm tired to having no money left over after I get my paycheck b/c I'm so obsessed with paying my cards off! So, for just one month, I'm going to travel back to that blissful time when paying the bare minimums on my cards was perfectly acceptable. I think after 6 months of heavy duty debt paying, I deserve it! :)


Kimberly



Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Wed, 10-20-2004 - 6:46am

phew!

All my best,
Danni

iVillage Member
Registered: 09-21-2004
Wed, 10-20-2004 - 9:34pm
Good for you! You deserve some kind of reward. If you have too much debt and all you do every month is pay toward it and never get to enjoy some of that money, it gets old and you end up asking yourself is this worth it? Have fun for a month and let us know what you do;)
iVillage Member
Registered: 03-29-2003
Wed, 10-20-2004 - 11:55pm


I know it's going to be tough for me to pay only the minimums b/c this payoff thing has become such an obsession, but I'm really going to try. I think my biggest problem is that I'm horrible at budgeting. It seems like lately I've been getting my paycheck, immediately sending as much as I can to my credit cards and then realizing "uh-oh, I forgot to set aside some money for groceries!" and then I'm eating Ramen noodles for a week :)



Kimberly



iVillage Member
Registered: 10-11-2004
Thu, 10-21-2004 - 12:18am
I can't believe how much like me this sounds! I swear those words came out of MY mouth.. haha
iVillage Member
Registered: 05-19-2004
Thu, 10-21-2004 - 9:32am

I can't blame you at all for that!

I too am an obsessive debt payer offer (?)LOL!

I get carried away---poor DH asks me for a little money and evil frugal woman comes out--
"What do you NEED?!! Gas?? You can walk those 45 miles to work in the snow- you have boots! We have a credit card to pay off!!"" Ha! KWIM?

Anyway, enjoy your month off, get yourself something nice. I guess in a way I took a month off too because I bought that furniture and it will take a month of snowflaking to pay it off. Have fun! Nicki

Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
Thu, 10-21-2004 - 11:15am

I agree with the others just make sure it's only a MONTH's rest. ;)

iVillage Member
Registered: 03-29-2003
Thu, 10-21-2004 - 10:35pm

Becky-

Hee hee, yes it will definitely be 'only a month.' Just the thought of letting that interest pile up is making my skin crawl.



Kimberly