What do you ladies think I should do???
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What do you ladies think I should do???
| Wed, 10-20-2004 - 9:29am |
Yesterday I got a check in the mail from the US Treasurey for $243.43. (Totally unrelated to the lawuit thing). It was actually made out to my father. I consolidated my student loan, and had my dad do the same to the one that's in his name (which I pay for). The check was a refund for the last payment that I sent. I guess they cashed it after the dispersment of the consolidation loan was made.
My dad said he'd cash it for me and give me the money. I was wondering if I should just send the money to the new student loan company, send it as a big snowflake to a credit card, spend it on early x-mas presents, or just spend it on myself for thigs that I want or need. What would you girls do?????

All my best,
Danni
MYM
I know I'm saying the opposite of what everyone else is - but personally I'd use the extra cash toward christmas gifts. You can never start shopping too early! Plus it's kind of like "free" money to put toward "free" gifts! Knock some names off your list so it's one or two less things you'll have to worry about 2 months from now.
I don't know about you but I really feel a sense of accomplishment when my christmas shopping is said and done. haha!
My first thought was cc. Then I start to think about a little more. I would buy myself
Jenny
As much as I hate to dilute the power of money, how about the Rule of Thirds?
A third to your bills.
A third to Christmas.
A third to you.
This is harder for me to do because I like seeing how big a dent I can make in the debt total, but I have used this successfully in the past.
Whatever you decide, make sure that every penny has a place to go, otherwise you may fritter it away!
Congratulations on your windfall!
Lisa