I have got to learn how to save money!
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| Thu, 10-28-2004 - 10:39am |
Well, last night I was dreaming about the situation and I was having to come up with $400+ to cover cost from this wreck. It was awful! I was asking the guy to charge part of the charges to three different credit cards, because I don't have credit for the entire amount on any of the three cards. It was so real, because in the dream I knew exactly how much credit was on each card and was telling him how to split it up.
I need an emergency fund, but I just can't seem to save money. If I have access to money, I will spend it! I tried an ING account thinking that it would be better because it would take a few days to get the money, but that didn't help.
Every bit of extra money I have right now is going to pay for Christmas, but as soon as I am finished with it, I am going to get some money saved no matter what!
Kathie

I've been horrible at saving money my entire life. I'm like you, I spend it. But I've managed to keep $300-$400 in my checking account for a year or so. I wronly use it like overdraft protection, so I tend to dip into it a little each paycheck, but then I also try to put it back and I'm better than I was. Just hang in there and keep working at it.
I do not have an emergency fund yet. I am hoping to get it set up beginning in January. Right now my emergency fund is my parents' checkbook, and that is embarrassing enough to make sure that it's a *real* emergency.
Kelly
Kathie
How about you - what will you set aside?
Kelly
Now, if I can just stick to this plan!
Kathie
When DH & I made the decision to be wiser with our money, we literally did not have a dollar extra to put into savings.