Hard time....(long)
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Hard time....(long)
| Fri, 10-29-2004 - 1:18pm |
Wow I have been at my own pity party for a day or so and feel like I can actually talk about this......
I filed Ch 7 in 1999, everything was fine I was making good money ($3500 mth) and was establishing my credit again...then last July I lost my job, I moved to San Diego

Well I talked to the car people and they will take $100 today and then more on the 15th, I need to keep my car from getting 2 months behind......so I am not able to pay the CCCS people, don't know if they will drop me or not, guess I should call to let them know.
The student loans.....I was on a income sensitive plan for the past year since I had lost my job, I continued to pay all of those on time, then I asked for a forebearance and they only granted me one month and now they had me refill out the forms on my income and increased my pymts by $50 a month. I know not to let those get behind but it is getting increasingly harder! Can I ask for it again?
-Darcy
Darcy, I actually have
I am waiting to here back from the place that does my loans, I was able to request it online. In the meantime I was able to talk to the Credit Union that owns my car and they told me they do not want my car (of course not I owe more than it is worth!) but that I needed to pay $100 that day, I went and did that so I am good until I can pay again later this month. I told CCCS that I could not pay this month, but got no response back from them. I will call later in the month. I can truly say that I am not thinking BK again although it did cross my mind. I just need to get through this one bill at a time. I am also changing jobs in 2 weeks but am doing it at the end of one pay period and beginning of the other so that is a relief and I am getting an increase in pay at the new one. I am still contemplating the 2nd job......
Thank you for just listening to me....sometimes a pity party for 1 is not enough!!! ;)