Juniper credit card/what a rip off!!!

iVillage Member
Registered: 10-23-2003
Juniper credit card/what a rip off!!!
2
Fri, 10-29-2004 - 5:57pm
I called this company today to ask if they would lower my interest which is 23.99%. They would not help! Because I was late on a payment they cannot lower my rate. Here is the crazy part. If I do not make my payment and let my account go to collections then they could possibly work with me, but my account has to go to collections first. The supervisor suggested consumer credit counseling. I couldn't believe it! She got an ear full from me. I told her I thought this was a scam for consumers. Why can the credit counseling agencies obtain lower interest and the consumer can't! Someone is benefiting here and I haven't quite figured it out. The response given to seek ccc was inappropiate in my opinion and we as consumers must start asking questions and writing our congressmen to stop the control these companies have come to acquire!!!!
iVillage Member
Registered: 05-06-2004
Fri, 10-29-2004 - 7:06pm
I believe it should be against the law for c cards to have a finance rate above 21% and they also shouldn't be allowed to raise the rate later on.
Avatar for mymartes
iVillage Member
Registered: 03-26-2003
Sat, 10-30-2004 - 10:05pm
23.99% interest is ridicious. Is it possible that you can transfer the balance to a lower interest credit card?

MYM