Finacial Depression

iVillage Member
Registered: 07-04-2003
Finacial Depression
3
Tue, 11-16-2004 - 12:55pm
Could someone please tell me how to deal with the guilt of finacial failure??? My hubby an I are in debt over are heads, have not payed any CC in a year now an are late on are house an car payments..Even are phone an grocerys are hard to stay ahead on...I am so depressed about the mess we are in that its tearing me up inside. I d'ont go anywhere because I feel worse when I see others going about there lives an I d'ont no if my phone or electricity will be cut when I get home.. We are trying desperatly to hang on to are home an car, we know we need a roof over are heads an my hubby needs a car to travel to work..I will be turning 40 soon, an to think that at this age an this in over my head in debt, well its so depressing I could spend every waking moment crying.. I have a daughter that of course has no idea about this mess..She is another main reason why I d'ont want to loose are home because she will be so hurt..They say to look for the light at the end of the tunnel, however I have come to the end of my rope with that theory..It has been close to 2yrs now I have been living like this with no end in sight..I am finacialy totally an completely depressed!!!!!!!!!!!!!!!
iVillage Member
Registered: 11-01-2004
Tue, 11-16-2004 - 2:15pm
OK first off you are NOT alone in this situation. It is hard and I too have been in this situation for numerous years, and taking my family down this road as well. The first thing you neeed to do is total all your debt (this is what I was told from this great board). Once you can say that out loud you need to move forward one "baby" step at a time. It will seem hard but you can do it. Hey you made it to this board! hang in there ((((HUGS)))).
Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Tue, 11-16-2004 - 2:30pm

Hello and welcome to the board.

All my best,
Danni

Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
Wed, 11-17-2004 - 11:34pm

Welcome to the board!


You have come to a place where we all know that overwhelming feeling!!


I definitely agree that if you don't know exactly what you are dealing with, take a deep breathe and find out the numbers.