Finances getting away from me again

iVillage Member
Registered: 03-31-2003
Finances getting away from me again
3
Tue, 11-30-2004 - 3:46pm

I'm still in a MUCH better position than I was a few years ago. My mountain of debt is gone, and I'm living comfortably. I even bought a new car a few months ago!

But I haven't gone over my budget since then, and recently was pleasantly surprised about how much my car insurance is. It's only half as much as I thought! I must have had to pay 2 months worth up front, and 1 month's worth is taken out of my bank account afterward.

While this is happy news, I got that same old feeling in my stomach; churning, nausea, fear. Why? Because I didn't even know how much my car insurance is. That's a biggie. Not knowing is what causes me to over-spend, and under-save. It causes me to lose sleep, and bounce checks. Not knowing was what kept my debt level high all those years.

So tonight after I teach dancing, I'm going to leave the TV off, and go to my computer and work on finances for a little while. Not until I cry, just until I'm tired ;-)

Lee Ann

Lee Ann

www.werenotafraid.com

iVillage Member
Registered: 06-04-2004
Tue, 11-30-2004 - 4:03pm
Congratulations on getting your mountain of debt paid off, someday I hope to say the same! And congrats on the new car as well. What a nice surprise to find out the insurance is half what you thought, but I understand what you mean about being shocked that you didn't know it. I think you are doing the right thing in sitting down with your finances and making sure everything is in line. You are heading in the right direction. Good luck!

~leanne

deciding to be happy doesn't mean that everything is perfect, but that you had decided to look beyond the imp

Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Wed, 12-01-2004 - 8:14am

Hi Lee Ann - how did it go at the computer?


I have a sneaking suspicion that this process is one that is never quite "done" (kind of like dieting - you can get to your goal, but if you don't keep at it, the weight creeps back day by day).

All my best,
Danni

iVillage Member
Registered: 03-31-2003
Wed, 12-01-2004 - 10:45am

hoo hoo hoooooooo!! Holding me accountable, eh? ;-) Just what I needed!!

DH and I have a new deal - dancing for financing. When we go over finances (his new obsession), he has to dance with me. Last night I did about 5 minutes' worth of finances on the computer, and said, okay, let's dance! But we ended up working on things for about 10 more minutes, then danced. We worked on our joint account. Tonight we'll work on mine for a while, then dance some more.

You're the best Danni!

Lee Ann

Lee Ann

www.werenotafraid.com