new to board and need support
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| Thu, 12-30-2004 - 10:06am |
Hi, I am not new to debt just new to getting it under control. This is my big resolution for the year. I know its an everyday thing that i have to work on, hard part will be getting my husband on board with me. He may be more receptive this year as last year he had to take a 25% decrease in salary and as we all know expenses just keep going up. Oil is killing us. along with gas prices. Last year I really cut expenses and realigned my paycheck for deductions this year ( switched to lower cost healthcare, etc) also have found cheaper day care for my son. This all sounds good but I havent felt any relief yet, probably becuase of Christmas and the holidays, no matter how i tried to ecomomize, somehting else would come up. I am procrastinating about the budget, seems overwhelming and i am actually nervous about seeing how bad we are.Things are so tight now that i keep looking at the tv and wanting to give money to the tsunami victims but i just dont have any. Not sure how i am getting through next week till i get paid, returning some christmas stuff today so that should help but i got a lot of gift certificates so they are useless! LOL
Looking forward to being on the boad and any insight you can give!
Mary Anne

Hello Mary Anne and welcome to the DSG.
All my best,
Danni