new to board and need support

Avatar for nicholasaleksandr
iVillage Member
Registered: 04-29-2003
new to board and need support
1
Thu, 12-30-2004 - 10:06am

Hi, I am not new to debt just new to getting it under control. This is my big resolution for the year. I know its an everyday thing that i have to work on, hard part will be getting my husband on board with me. He may be more receptive this year as last year he had to take a 25% decrease in salary and as we all know expenses just keep going up. Oil is killing us. along with gas prices. Last year I really cut expenses and realigned my paycheck for deductions this year ( switched to lower cost healthcare, etc) also have found cheaper day care for my son. This all sounds good but I havent felt any relief yet, probably becuase of Christmas and the holidays, no matter how i tried to ecomomize, somehting else would come up. I am procrastinating about the budget, seems overwhelming and i am actually nervous about seeing how bad we are.Things are so tight now that i keep looking at the tv and wanting to give money to the tsunami victims but i just dont have any. Not sure how i am getting through next week till i get paid, returning some christmas stuff today so that should help but i got a lot of gift certificates so they are useless! LOL
Looking forward to being on the boad and any insight you can give!

Mary Anne

Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Thu, 12-30-2004 - 11:27am

Hello Mary Anne and welcome to the DSG.

All my best,
Danni