Scattered snow showers...
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Scattered snow showers...
| Sat, 01-08-2005 - 1:12pm |
I don't know why I'm so H-bent on having ONE designation for my snowflakes, but the more I think about what I pay the more I see that I have snow blowing EVERYWHERE, which--in black and white--seems like it would be slowing down my targeted processes.

Well, scattered snow flurries will certainly get you where you want to go, just not as fast!
I'd say (if you were asking me, lol) to pay the minimums on everything EXCEPT what you're targeting. Getting caught up on the bills that are behind is always a good place to start-sounds like that cable one could be knocked out with one good snowflake!
I've found for us that when we focus very intensely on the bill with the lowest balance it goes AWAY (which makes me very happy, LOL). With 41 payments, this may vary from month to month, though.
You don't have to eat the debt-elephant all at once though-just one bill at a time.
Good for you for building up your emergency fund!
Lisa