OK I'm obsessed...
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OK I'm obsessed...
| Sat, 01-15-2005 - 7:00pm |
OK I think I'm obsessed with debt. I have spent so much of the last few days running numbers, setting up spreadsheets, reading this and other boards and just thinking about our debt and what to do. I don't mean this in a desperation "What are we going to do" way, but more of a being excited to be working on it way. I'm obsessed!!! LOL
Anyone else feel like that?

Pages
Oh, yes, absolutely!! I have my binder full of budget sheets and bank account info and I constantly play with the numbers to see if I can squeeze any more $$ out to pay off debt. :-) I also pre-plan (on paper) what to do with extra income we bring in (dh's moonlighting, my babysitting, eBay sales, etc.).
Generally, I think it's a good thing, but every now and then my dh thinks it stresses me out too much and takes my binder away, LOL!!
Oh yeah, it's become like a new "hobby" to me. LOL! It's just that it's such a big goal that I want to acheive, and I love how just the journey towards being debt-free makes me feel. I love checking out books from the library and searching internet sites for money-saving tips and making notes in a little notebook for ideas to look into.
Pat
ITA. I am constantly checking our accounts online, looking at quicken, running what if scenarios with our debt reduction planner, etc. Yesterday was payday and DH and I went grocery shopping today. After each stop, i would quickly balance the checkbook and announce "Okay, we have this much to make to the next payday. Will that be enough?, No wild shopping sprees allowed." I about drove DH insane. At least this way he can't say he didn't know how much we had! After announcing it all day long, he was ready to put tape over my mouth just so he didn't have to hear how much we had left LOL. I must say, he is a very patient husband. Money is all I want to talk about and he feels as long as he knows how much we have, he is happy. He even calls before taking money out of an ATM or asks before he buys so much as gas for his car or even a candy bar! How many people can say their spouse is like that?
Another part of my obsession is checking here several times a day and reading the posts. I also come to this board before I go shopping, even to the grocery store, just for a reality check as to what I need to do to banish debt from my life forever!
Kellie
I check my balances everyday and try to get creative with saving money, too. I think if this is stemming from enthusiasm and positive thinking, this is good. I am having a hard time getting my numbers down, but I'm not out of control with spending. I think we need to be excited and energized and know that we can resolve this debt issue, and that we also must know we all have our own styles of approaching it....so what may seem like negative obbession to another may be the right apprach for someone else.....This debt journey takes time, and we need to do what we think is the best way for ourselves to work on it and stay on our paths.
Littlesbigs
Yep, I hear you!!! DH and I just had a "State of the Financial Household" address- LOL! It went really well and I'm really excited. We found areas where we are BOTH falling down, he complimented me and said I'm doing well with our finances (organization, paying, budgeting, etc.)
We're bummed that it will be a few more years before the non-house debt is paid off- we have about $24k to go, but we'll get there, and get organized house-wise and enjoy frugal life in the meantime.
Gidget
I feel obessed too!
On the days I work at my PT job I bring my whole binder with me and update it and mull it over and over (the PT job has A LOT of down time). All the other days I have my "disc" with me which is a disc of all my spreadsheets that I pop in at work and home if I have time and again update and mull it over some more.
I call the telebank system and check for cleared checks a couple times a week and then go over my checkbook to make sure I haven't made any errors. I check my bills the day after their cycle ends for what the interest was and the new balances and due dates, etc... then of course I go back and update my disc and binder some more :o)~
It's quite a cycle but it's also the one that is going to get me debt free some day :o)
~leanne
~leanne
deciding to be happy doesn't mean that everything is perfect, but that you had decided to look beyond the imp
Me too!
I check numbers every day, try to figure out new ways to save, and am on this board every day. I am determined though, that this time we will get out of debt completely.
Being a little bit obsessed is probably a good thing, because if I just let things be, then I fall back into the old ways, where I only pay the bills once a month, and don't really pay attention to how high the credit cards get. Now I have spreadsheets, so it's impossible to avoid.
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