Prioritizing question...

iVillage Member
Registered: 01-16-2004
Prioritizing question...
4
Mon, 01-24-2005 - 10:45am
I do apologize ahead of time if this should go to the debt questions and answers board, but I feel as though there are more posting people here.
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iVillage Member
Registered: 12-05-2004
Mon, 01-24-2005 - 10:50am


I would pay the high interest card first. Then target the zero interest card. If there's a remaining balance on the zero card when the promotional term ends (and your interest rate is raised), I would negotiate for a lower APR.

Pat

Avatar for mymartes
iVillage Member
Registered: 03-26-2003
Mon, 01-24-2005 - 11:13am

I agree w/previous poster. I would pay off the $1300 first.

MYM

iVillage Member
Registered: 06-18-2004
Mon, 01-24-2005 - 11:32am

I would pay the $1300 off first, then concentrate on the 0% interest card. Depending on minimums you should have the high interest one paid quickly. If the 0% runs out, either negoiate for a lower interest or surf to another 0% interest card. If you qualified for a limit of 9,000 on one, in a year you should have no problem qualifying for another.

Also, if you get anything back in taxes, you may want to use that to pay it off faster.

Kellie

iVillage Member
Registered: 06-04-2004
Mon, 01-24-2005 - 3:17pm

I would agree with all the other posters, pay off the one that is charging you so much interest and be done with them. Then concentrate on the 0% card. Welcome to our board, and feel free to post anytime.

~leanne

BTW, your children are adorable!

~leanne

deciding to be happy doesn't mean that everything is perfect, but that you had decided to look beyond the imp