Can somebody just shoot me?
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Can somebody just shoot me?
| Fri, 01-28-2005 - 10:05pm |
I am so embarrased to even admit this, but even though dh and I are in debt up to our ears we went and charged a new TV.


Don't beat yourself up over it. I bet everyone here has charged something they "know better than to buy." For me it was the surround sound home theater system I charged over a year ago. But, give me a break. It did have a 5 disc DVD/CD player with it. The DVD player is now under a chair in my office because my kids broke it. It is out of warranty and DH doesn't see any need to fix it because the "kids will just break it again" and we don't see any need to buy another one because we rarely used that one. So, you see we all have those impuluse purchases we may regret later, but I say enjoy the new TV and learn from what you feel purchasing this one.
Kellie
Don't call yourself stupid. We all make mistakes, that's why we're here. On that note, if you really think you ARE having a problem with compulsive spending, maybe also checking out that board wouldn't hurt. Also - have you guys ever tried either cutting up your cards or "freezing" them, and only taking cash out for the week's necessities? I know it sounds like a dumb thing but - when times have gotten really bad I HAVE used the envelope system and frozen the cards. So that when the cash was gone for whatever envelope expense, than it was just gone. No card to back me up.
And, in regards to the tv...do you have anything YOU could sell, maybe as a way to recoup some of the $ you've spent on the tv? Then you could take that cash and put it specifically towards the tv debt?
Anyway, lighten up on yourself a little, and pump yourself up to do better on this so you can resolve to make a committment and take steps that won't help you fail (i.e. cards in your wallets :) I've found when I'M down on myself like that it's even harder to get out of it and pych myself up to do good.
Good luck
:)
I'm sorry to hear that the spare TV went out on you.
All my best,
Danni
Nope-wasn't me who lost the coat, but I totally second the DSG Fire Drill about the Lottery!!!
Seriously, back on topic now...
We all slip and fall every so often. I know I certainly do! (That would be the reason I haven't paid off all the flipping credit cards yet, for the 2nd time...lol)
Do you have a 'blow' category in your budget? Or a clothes category? Even if it's only a couple of bucks a paycheck, it will go a long way towards keeping you from feeling bad when you do buy needed things.
I think you got a deal on the TV, but it sounds like you are feeling 'buyer's remorse'. Will this be the only working TV in the house then? Another thing to keep in mind is that this getting out of debt thing isn't about total deprivation-it takes a special kind of mentality to do it that way, and most of us don't have it. If you are beating yourself up about it, look at other options-like, going without TV for awhile (that would lead to outright chaos in our house, LOL), borrowing one from someone else; going to the Salvation Army/Goodwill/Pawn Shop to see if there are others for a better price...there are always other options, but sometimes we have to shift our thinking a bit.
It's all good-and for today, you are OK-
Lisa
Yes and shortly after she posted about the water heater one - ours broke!!!
Hmm....maybe we should all pay *really* close attention when Littlesbigs does a DSG Fire Drill.
Becky
CL of 4th, 5th & 6th grade Scoliosis
I was just going to come post a confession of mine too - sort of - or "man that willpower and seeing good deals is overwhelming at times!"
It's hard!!!!
Becky
CL of 4th, 5th & 6th grade Scoliosis
I wanted to add that the Compulsive Spenders is a folder on this board now!
Becky
CL of 4th, 5th & 6th grade Scoliosis
Thanks ladies for your responses.